A service dog can cost anywhere from $20,000 to $60,000 dollars. Luckily there are some options to help pay for this expense. 

 

Grants: 

There are organizations that provide grants to help pay for the costs associated with getting a service dog.

• For veteran handlers, the VA hospital has grants which will cover the costs in full if the dog is obtained from an ADI accredited facility.

• For civilian handlers, depending on your specific disability you may qualify for partial or full assistance through non-profit organizations that pay for service dogs to people in need. Bankrate has compiled a list of some of these organizations here. 

 

Fundraising:​

• Some training facilities will help the handler fundraise for their dog. Speak with your facility about payment options prior to applying to learn about their financial assistance programs.

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Flexible Spending Accounts (FSA):

• Some insurance policies have FSA accounts to cover medical-related expenses. Your service dog could be covered by your policy with a letter of medical necessity from your doctor. Speak with your insurance provider for more information on what is covered by your plan.

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Personal Loans: 

• If you don't qualify for grants or fundraising options you might consider taking out a personal loan to cover the expense, however, this form of payment must be repaid.